Septic Systems and Title 5

DSC_9029In the last two weeks I’ve had two very different properties tested for Title V fail. The first one was an early 1800’s house and that is rarely a surprise. Unless that same property passed hands recently and has undergone a septic upgrade you can almost expect a fail. One property I sold this past spring actually had a cesspool. These are not an automatic fail everywhere but they are in the area of Massachusetts I cover.

The second failed system was in a home built in 1978. The civil engineer couldn’t even find the box.

In most cases the seller is going to cover the cost of the installation or repair. In a short sale situation usually not and this is something the buyer will need to take on. The same is often true of bank owned properties.

Check these resources for loans that can help you.
Mass Housing Septic Repair Loans
Mass Housing Purchase and Rehabilitation Loans
FHA 203k loan



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